A Simple Thought on Achieving Financial Discipline

 F= V x K

 F= Motivation to save
 V= perceiving value for saving
 K= Knowledge about Saving

•  If a person values savings but still he is not knowledgeable about savings he will not save it wisely
•  If a person does not value saving as well as he is not knowledgeable he will not save
•  If a person does not value saving but still he is knowledgeable he will not save
•  If a person values saving and he is knowledgeable he will save it wisely

 Financial discipline comes from seeing enough of value in savings & developing required knowledge in savings

 Identify what is missing in you
 If you are not able to see value talk to your self
If you are not knowledgeable talk to your Financial Consultant