E.M.I. E.M.I-Song

 E.M.I. E.M.I

 

An easy way to live in a debt trap,

Without even trying.

E.M.I. E.M.I.

Banks call it an Equated Monthly Instalment,

But it’s really Equated Mental Illness.

 

E.M.I. E.M.I.

If you find someone who doesn’t love his job,

Give him a home loan, and he’ll be trapped in mental illness.

For the next few decades, he will love his job forever.

 

E.M.I. E.M.I.

If you find someone who doesn’t like his manager,

Give him a personal loan, and he’ll be trapped in mental illness.

For the next few years, he’ll like his manager until he closes that loan.

 

E.M.I. E.M.I.

If you find someone who doesn’t love his company,

Give him a car loan, and he’ll be trapped in mental illness.

For the next few years, he’ll be romancing his company until his car becomes old.

 

E.M.I. E.M.I.

If you find someone who isn’t interested in shopping,

Convert his purchase into an E.M.I.

He’ll stick to his job for a few more months,

Just to clear that E.M.I.

 

E.M.I. E.M.I.

If you find someone who isn’t using his credit card,

Tempt him with “zero percent interest.”

He’ll buy what he doesn’t need,

Swiping his card to live in E.M.I. until he clears the dues.

 

E.M.I. E.M.I.

If you find someone struggling to repay his card dues,

Convert them into an E.M.I.

He’ll spend the next few years paying it all back.

 

E.M.I. E.M.I.

People live in perpetual E.M.I.,

where their physical and mental health fades away,

Working to repay until they hit the grave.

 

E.M.I. E.M.I.

An evil dressed as an angel,

Eroding one’s ability to save and invest,

Leaving behind mental illness forever.

 

E.M.I. E.M.I.

When the salary is credited in the evening,

The E.M.I. is debited the next morning.

Every month’s beginning is the month’s ending.

 

Welcome to the world of E.M.I.,

Where we look rich on the outside but feel like rags inside.

While we pray to close our E.M.I., lenders are busy designing new ways to trap us in perpetual debt until the last penny is ripped from our wallets.

 

E.M.I. E.M.I.

A system well-designed to keep the middle class, middle class forever—

With a rich mentality on the outside and a poor mentality inside.

 

Think twice before you opt for an E.M.I., or else

You won’t think about anything else for the rest of your life,

Until you complete your E.M.I.

 

E.M.I. E.M.I.

The only abbreviation everyone knows.

For those who have one, it’s Equated Mental Illness.

For those who don’t, they are Enlightened, Mindful, Insightful people.

 

M.L.Narendra Kumar